Built for financial services technology decisions.

Legacy core banking replacement remains the largest technology decision most UK retail banks make in a generation. The technology market has expanded, the architectural choices have multiplied, and the regulatory backdrop, including FCA third-party reporting obligations live from March 2027, has narrowed the window for getting it right.

We work with CTOs, CIOs and boards to evaluate cloud-native challengers alongside established platform vendors, with equal scrutiny applied to each. The right answer depends on architecture, scale, implementation capacity and risk appetite, not on whoever ran the best demo.

Engagements range from short market scans to full vendor selection leadership.

Administration platform consolidation, DC master-trust scale economics and regulatory change are driving vendor reviews across trustee and provider organisations.

We help in-house teams and trustee boards conduct evidence-based vendor selection, particularly where incumbent platforms have been in place for a decade or more and institutional memory of the original selection has faded.

Our work covers administration platforms, CRM, integration architecture and member-facing digital experience.