Built for financial services technology decisions.

Legacy core banking replacement remains the largest technology decision most UK retail banks make in a generation. The technology market has expanded, the architectural choices have multiplied, and the regulatory backdrop, including FCA third-party reporting obligations live from March 2027, has narrowed the window for getting it right.

We work with CTOs, CIOs and boards to evaluate cloud-native challengers alongside established platform vendors, with equal scrutiny applied to each. The right answer depends on architecture, scale, implementation capacity and risk appetite, not on whoever ran the best demo.

Engagements range from short market scans to full vendor selection leadership.

Administration platform consolidation, DC master-trust scale economics and regulatory change are driving vendor reviews across trustee and provider organisations.

We help in-house teams and trustee boards conduct evidence-based vendor selection, particularly where incumbent platforms have been in place for a decade or more and institutional memory of the original selection has faded.

Our work covers administration platforms, CRM, integration architecture and member-facing digital experience.

Fee compression, personalised client expectations and ESG reporting obligations are reshaping the technology estate in wealth and asset management. Firms need to evaluate portfolio management, custody, fund administration and client reporting platforms without losing sight of adviser experience and compliance.

We help CIOs and operations leaders compare cloud-native challengers with established vendors, separating genuine platform integration from sales positioning.

Engagements range from platform market scans to full vendor selection for core wealth management systems.

Legacy policy administration and claims platforms are under pressure from digital distribution, regulatory reporting and customer self-service expectations. Replacing these systems is high stakes: the business depends on them, but the vendor landscape is fragmented.

We support insurers, brokers and MGAs in evaluating policy administration, claims management, underwriting and distribution platforms with a clear view of implementation risk and total cost of ownership.

Our work covers platform replacement, PAS modernisation and cloud migration strategy.

Building societies and mutual lenders share many technology challenges with retail banks, but with member-focused governance and distinct commercial constraints. Core platform decisions must balance cost, member experience and operational resilience.

We help mutual boards and technology leaders assess core banking platforms, member channels, payments and integration architecture. We bring the same vendor scrutiny applied to larger banks, scaled to the needs of a mutual or building society.

Engagements range from technology strategy to vendor selection for platform replacement.

Mortgage lending technology is a specialist stack: loan origination, servicing, valuations, compliance and broker portals, often fragmented across legacy systems and point solutions. Lenders need to evaluate platforms that can handle both speed to offer and long-term regulatory resilience.

We work with banks, building societies and specialist lenders to assess loan origination platforms, servicing systems and the integration layers that connect them to brokers, valuers and payment infrastructure.

Our work covers platform selection, architecture review and market scanning.